These rates are for secured lending only. For fixed rates, the comparison rate is also based on an LVR of 60.01%-80%. # Comparison rate: Comparison rate calculated on a loan amount of $150,000 for a term of 25 years. Not available for the refinance or restructure of existing BOQ Group home loans (which includes Virgin Money (Australia), BOQ, BOQ Specialist and ME Bank).
Only available for new borrowings of $300,000 or more. ^ Available for new fixed rate home loan applications submitted on or after 14 June 2023.
+ Available for new variable rate home loan applications submitted on or after 16 June 2023. This may mean you pay more interest over the life of the loan. During an interest only period, your interest only payments will not reduce your loan balance. Comparison rates for fixed interest only loans are based on an initial Interest Only period equal in length to the fixed period. Comparison rate for variable Interest Only loans are based on an initial 5 year Interest Only period. Rates and fees are subject to change without notice. Different terms, fees or other loan amounts might result in a different comparison rate. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. For fixed rates, the comparison rate is also based on an LVR of 60.01% - 80%. * Comparison rate: Comparison rate calculated on a loan amount of $150,000 for a term of 25 years. Interest rates quoted are indicative only, and are subject to change without notice. See fees and charges that may be payable. The Lender's standard credit assessment criteria apply. Home Loans: Virgin Money (Australia) Pty Limited ABN 75 103 478 897 promotes and distributes the companion account and the home loans as the authorised representative and credit representative of the issuer and credit provider, Bank of Queensland Limited ABN 32 009 656 740, Australian Credit Licence/AFSL 244 616 (the 'Lender'). When you apply for a mortgage with NAB you are required to provide certain information, so make sure you have all your documents ready before you apply.Information is current as at 16 June 2023 and is subject to change. You should have a regular source of income. EligibilityĮach NAB product has specific eligibility criteria but some will apply to all products. When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property. NAB's package home loans offer discounted mortgage rates, offset accounts and fee waivers on the loan and a credit card. The lender also offers the standard principal-and-interest repayments on its loans. NAB's fixed and variable rate loans allow you to make interest-only repayments for a limited period. Some NAB loans come with 100% offset accounts, but not all of them, so check carefully before applying. But many rates require larger deposits, so look carefully at each loan's LVR. You can borrow up to 95% with some NAB mortgages, including some very competitive rates. Here are the key features and details you need to know about NAB's mortgage products. Review by our senior home loans writer Richard Whitten NAB mortgage features
Nab home loan calc plus#
NAB has a nationwide network of bank branches plus phone support and online support.
This includes package home loans with lots of extra features and simpler loans with just the basics.
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